You might be wondering whether getting a college degree is still worth it. UC has just released new data, and the numbers are clear.
你可能会想，获得大学学位是否仍然值得。UC刚刚发布了新的数据，数字很清楚。
The bottom line: A UC degree pays off with higher earnings that grow over time, and UC graduates enter the workforce with greater financial flexibility due to no or low debt.
底线：加州大学学位的回报是随着时间的推移而增长的更高收入，加州大学毕业生进入劳动力市场时，由于没有或低债务，财务灵活性更大。
By the numbers
数据解读
UC bachelor’s degree-holders have higher earnings when compared to the median for bachelor’s degree-holders in California.
加州大学学士学位持有者的收入高于加州学士学位持有者的中位数。
63% of UC’s California undergrads finish their degrees with ZERO student loans.
加州大学加州分校63%的本科生在零学生贷款的情况下完成学业。
In-state students who do take loans average $17,300 in debt at graduation — that’s $11,400 less than 10 years ago, and $10,000 less than the national average for public universities.
州内学生在毕业时平均负债17,300美元，比10年前减少了11,400美元，比公立大学的全国平均水平减少了10,000美元。
The majority of UC's low-income undergrads earn more than their parents within 3 years of graduation.
加州大学大多数低收入本科生在毕业后三年内的收入都超过了他们的父母。
A UC degree pays off with higher earnings.
加州大学学位的回报是更高的收入。
Right out of the gate, UC bachelor’s degree-holders in California earn more than those who only complete high school. They also out-earn the median earnings for bachelor’s degree-holders in the state. UC alumni continue to out-earn those groups year over year, by bigger and bigger margins.
刚出校门，加州大学的学士学位持有者比那些只完成高中学业的人挣得多。他们的收入也超过了该州学士学位持有者的收入中位数。加州大学校友的收入一年比一年高，而且差距越来越大。
Like many investments, the biggest gains for UC alumni come with time. Over the first 20 years of their careers, UC undergrad alumni average $2.1 million in cumulative earnings. That’s $1.23 million more than those with only a high school degree, and $439,000 more than bachelor’s degree-holders in California overall.
与许多投资一样，加州大学校友的最大收益来自时间。在他们职业生涯的前20年里，加州大学本科校友的平均累计收入为210万美元。这比那些只有高中学历的人多出123万美元，比加州拥有学士学位的人多出43.9万美元。
The majority of UC undergrads finish their degrees with ZERO debt.
大多数加州大学的本科生都是零债务完成学业的。
63% of California resident students graduate with no student loans at all.
63%的加州居民学生毕业时根本没有学生贷款。
UC in-state undergraduates who do take student loans owe an average of $17,300 at graduation. That’s $10,000 less debt than their peers at other public universities nationwide.
加州大学的州内本科生在毕业时平均欠下17,300美元的学生贷款。这比全国其他公立大学的同龄人少了1万美元的债务。
UC in-state graduates who do need to take out student loans graduate with significantly less debt than their peers at other schools. Source for public and private school data: CollegeBoard “Trends in College Pricing and Student Aid 2024.”
加州大学的州内毕业生如果确实需要申请学生贷款，他们的债务要比其他学校的同龄人少得多。公立和私立学校数据来源：美国大学理事会《2024年大学定价和学生援助趋势》。
What’s more, the average UC student debt at graduation has gone down by $11,400, or 39%, over the last decade.
更重要的是，在过去十年中，加州大学学生毕业时的平均债务下降了11,400美元，降幅达39%。
These numbers are a fundamental part of what makes a UC degree so valuable. UC grads enter the job market with less debt and greater financial flexibility, allowing them to pursue a wider range of career opportunities, continue their education, or navigate a challenging labor market without the same financial pressures as their peers.
这些数字是加州大学学位如此有价值的根本原因。加州大学毕业生以更少的债务和更大的财务灵活性进入就业市场，使他们能够追求更广泛的职业机会，继续他们的教育，或在充满挑战的劳动力市场中导航，而不会像同龄人那样承受经济压力。
UC’s low-income students earn more than their parents.
加州大学的低收入学生比他们的父母挣得多。
The majority of UC’s low-income undergraduates out-earn their parents within 3 years of graduation. That’s 2 years faster than the last time this data was collected in 2021.
加州大学大多数低收入本科生在毕业后三年内的收入都超过了他们的父母。这比上一次在2021年收集该数据快了两年。
Their incomes continue to rise over time, with virtually all low-income students doing better than their parents financially in the long run.
随着时间的推移，他们的收入持续增长，从长远来看，几乎所有低收入家庭的学生在经济上都比他们的父母做得更好。
This generational shift in economic mobility applies to the more than one-third of UC’s 237,616 undergraduate students who qualify for federal Pell Grants, and it holds true across all disciplines and majors.
这种经济流动性的代际变化适用于加州大学237,616名有资格获得联邦佩尔助学金的本科生中超过三分之一的人，而且适用于所有学科和专业。
